Wallet on a chain or WOC? Please share your opinions ?

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I was recently able to purchase my first Kelly wallet. I love the versatility of this wallet because I can use it in my handbag as a wallet as well as on a chain as a bag. It is compact and in the yummy rose confetti color. At the same time, I still love dearly my fuchsia Chanel wallet on a chain. Both wallets have a different vibe but at the same time can be used in similar situations. They fit my keys, lip gloss, and cards and can be dressed up or down.

When choosing a wallet on a chain, which one would you choose any why? ?

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